Medicare Eligibility

It’s important that you understand Medicare eligibility so that you can enroll as soon as you qualify. Making this decision will ensure that you have the right healthcare coverage if a medical situation arises!

Here’s what makes you eligible.

Are You 65 or Older?

To be eligible for Medicare, you must be 65 years old or older. You must also be a U.S. citizen or permanent legal resident of five years or more.

It is possible to be younger than 65 and still qualify for Medicare. To be eligible for Medicare if you are under 65, you must:

  • Be disabled and receive Social Security disability income benefits for 24 months
  • Have End-Stage Renal Disease (ESRD)
  • Have Amyotrophic Lateral Sclerosis (ALS)

Medicare Enrollment

It’s important to note that there are different enrollment periods for Medicare, but the best time to enroll in Medicare is as soon as you become eligible during your Initial Enrollment Period. This enrollment period will start three months before you turn 65, and ends three months after you turn 65.

If you miss your Initial Enrollment Period, you can enroll in Medicare during the General Enrollment Period (January 1 – March 31). This period gives you a second opportunity to enroll in Medicare, but your coverage will not begin until July 1, and you may have to pay a late enrollment penalty.

Are You Eligible For Medicare? Find Out Today!

DDS Insurance Advisors is here for you! Reach out to us today to set up an appointment and we can help you determine your eligibility and walk you through the enrollment process.